Sacramento Real Estate Video Blog with Forth Hoyt

868 Densmore Way, Folsom, CA 95630

Beautiful Single-Story Home in Heart of Folsom

Looking for a home for sale in Folsom?

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Open Houses:
Friday, October 16th 4-7:00pm
Saturday, October 17th 1-4:00pm
Sunday, October 18th 12-3:00pm

868 Densmore Way, Folsom, CA 95630 is a beautiful, sparkly-clean 1-story home in the Gold Ridge School District! Remarkably cared for & maintained. Come see this immaculate 1661 sf, 3BD/2BA/3-car garage in Broadstone! The heart of Folsom! Sprawling, open floor plan with 9' Ceilings! Cozy fireplace, hardwood floors, neutral colors, tons & tons of storage. Kitchen with island, gas cook top & separate ovens. Master Bedroom Suite with back patio/yard access. Double sinks, walk-in closet & spa tub in Master Bath. Hurry Folks!

www.868densmore.info

For current availability, pricing & virtual tour

CALL/TEXT to: 916-436-3810 Enter code: 1030

additional links:

Where is Broadstone?	Folsom Cordova School District	Folsom Parks & Recreation
Folsom Historic District	Folsom Premium Outlets	Shopping at the Palladio

4255 Arnold Way, Mather, CA 95655

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Looking for a home for sale in Tuolumne County?

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4255 Arnold Way, Mather, CA 95655 is a big, spacious 4 Bed/3 Bath w/functional, open floor plan. 30x90 concrete RV pad & 3-car garage. Downstairs Bed/Bath large, open kitchen w/ Corian counters, stainless steel appliances, & center island. Sprawling Master Suite, Laundry, upstairs Bonus/Room/theater w/projector & screen. Light and bright- huge windows give sweeping views of beautiful, professionally landscaped, private backyard & adjacent green belt/preserve. 3 Stamped patios, fountain, gazebo, fruit trees, tool shed & raised garden.

www.868densmore.info

For current availability, pricing & virtual tour

CALL/TEXT to: 916-436-3810 Enter code: 1050

additional links:

Why Is Sacramento Real Estate Changing on October 3rd?

Today I have Evangeline Scott with me, my local mortgage lending expert here in Sacramento. She's going to be explaining some important changes that the real estate market will be experiencing this year.

On October 3rd, changes coming to the TILA-RESPA Integrated Disclosure (TRID) will affect everyone involved in the real estate industry, from consumers to Realtors to lenders.The Consumer Financial Protection Bureau (CFPB) issued a final rule amending regulations to the Truth in Lending Act as well as the Real Estate Settlement Procedures Act.

So, what does this mean for you? The TILA-RESPA rule consolidates four disclosures for closed and credit transactions secured by real property into two different forms.

One of these forms is a loan estimate that must be delivered or placed in the mail no later than the 3rd business day after receiving the consumer's application. A closing disclosure must be provided to the consumer at least three business days prior to consummation.

These new disclosures must be provided by a creditor or mortgage banker that receives an application from a consumer for a closed end credit transaction. However, creditors will still be required to use the current Good Faith Estimate, HUD 1 and Truth in Lending forms for applications received prior to August 1, 2015. After that date, these forms will no longer be used.

Please don't hesitate to contact us at (916) 248-7777 or Forth@TheHoytGroup.com with any questions about this issue. We understand that it may seem a little confusing or overwhelming. We would be happy to clear up any misconceptions that you may have!

How we helped Ron by handling offers accordingly

712 Taylor Street Client, Ron S tells about his experience with Forth Hoyt.

"We were able to get what I think was the best possible price for our home. I think that could be attributed to the marketing that went on and the way the proposed offers were handled. At the end of the day we were very happy with the price we were able to get for the home. The offer process and the various responses that were prepared to the offers, I thought that was the area that they really excelled in."

Ron S, Home seller

How to Make a Small Kitchen Feel Bigger

We recently found a good video on HGTV that we thought would be helpful to our clients who may own an older home with a smaller kitchen. Whether you're still living in the home or are planning on selling it, there are many ways to make the kitchen feel bigger without changing the home layout.

First of all, make the cabinets as long as possible. Extend them up to the ceiling. Then, take the fronts off the cabinets and replace them with glass. Making the cabinets taller gives you more storage, and the glass creates a sense of depth.

Choose a patterned tile for the backsplash. This also creates the illusion of more depth, which makes the entire kitchen feel wider.

Another thing to consider is your sink. Adding a farmhouse sink allows you to fit more in the sink without taking up any counter space.

Rolling pantries are great as well. They provide a lot more storage than flat-faced cabinetry.

If you have any questions about other small renovations that

809 Martin Court, Folsom, CA 95630

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Looking for a home for sale in Folsom?

809 Martin Court, Folsom, CA 95630 is a lovely single-story 2 bedroom/ 1 bath home in heart of Folsom. Great room layout in Living/ Dining space - Kitchen & Bath fully renovated in 2007 with new cabinets, stone counters, lighting, and stainless steel appliances. New dual pane windows, lighting & new flooring throughout. Relax on the private, slate covered patio, unwind by the fountain & enjoy the beautifully landscaped back yard. Fully developed 440 sq ft garden space with raised planter beds, Meyer lemon tree & full irrigation system. Everything you need is here!

See Similar Single Story Homes in Folsom

For current availability, pricing & virtual tour
CALL/TEXT to: 916-436-3810 Enter code: 1050

additional links:

Sibley Square HOA	Folsom Cordova School District	Folsom Parks & Recreation
Folsom Historic District	Folsom Premium Outlets	Shopping at the Palladio

5260 Andy Wolf Rd, Garden Valley, CA 95633

Beautiful Home in Garden Valley

Check out the Virtual Tour

SOLD! This is what you have been waiting for - Beautiful custom single story home with 3-4 BD/3.5 BA situated in idyllic country setting on 8.82 acres overlooking lake in Garden Valley! Grand, open layout LR/DR/Kit has vaulted ceilings, trusses, large fireplace & built-in cabinets/shelving. Full width rear deck overlooks lake & rolling hills. Master BD suite w separate sitting room, walk-in closet, double sinks, standing shower & spa tub. 3-car garage, mudroom & large laundry/sewing room. Must see!!

Click here for more information

806 Rivage Circle, Folsom, CA

806 Rivage Circle in Folsom, CA is a gorgeous, immaculate upper unit condo with 2 bed 2 bath right next to the trails in the Rivage! This home has a beautiful open concept floor plan with a balcony right off living room. The Kitchen has granite tile counter tops, a breakfast eating bar & separate dining room space. There is a cozy fireplace in living room and a huge master suite with sitting area. unload your car right into the house from the 2 car attached garage. This condo is walking distance to restaurants and grocery store. Highly rated schools. This beautiful condo is just perfect! Come see it today - you're going to love it!

See Similar Homes in Folsom

712 Taylor Street, Folsom, CA 95630

Beautiful Single Story Home in Heart of Folsom

712 Taylor Street, Folsom, CA 95630 is a large single story home for sale in Folsom, within the Sandra J Gallardo School District! This Single Story home in Folsom is a beautifully and meticulously maintained 2700 sq ft home with 3-5 bedrooms and 2.5 baths. Here's your chance to live in the desirable Prairie Oaks neighborhood!

People say this is the most convenient location they have ever lived in!

This is the heart of Folsom! Walking distance to the top rated Sandra J Gallardo Elementary. This hard-to-find single story home features a recently remodeled Kitchen with beautiful, uniquely colored granite counters, tile backsplash, and stainless steel appliances. This fabulous, flexible floor plan is centered around a huge, open kitchen that spills effortlessly into sprawling living areas. Family Room, Living Room, and Dining Rooms are separate yet easily flow and spill into one another. Designed for entertaining, with open, pleasant access to the backyard living areas, it is a uniquely simple and classically functional design. The pictures are awesome, yet you really must see this beautiful home!

The Master Bedroom Suite has a newly remodeled Bathroom with granite counters and spa tub. Come and relax in the elegantly landscaped, remarkably private back yard with swimming pool, trellis covered patio, built-in BBQ, and outdoor fireplace! 712 Taylor Street in Folsom, CA is what you have been waiting for! Another Forth Hoyt Listing Presented by The Hoyt Group.

For current availability, pricing & virtual tour

CALL/TEXT to: 916-436-3810 Enter code: 1040

Looking for a home for sale in Folsom?

See Similar Single Story Homes in Folsom

additional links

Folsom Cordova School District

Folsom Parks & Recreation

Folsom Historic District

Folsom Premium Outlets

Shopping at the Palladio

1084 Huntly Drive, Folsom, CA 95630

1084 Huntly Drive, Folsom, CA 95630

1084 Huntly Drive is a beautiful two-story 4 bedroom/ 3 bath home with a bonus loft space upstairs and a 3-car garage in a desirable Empire Ranch neighborhood! The home is within walking distance to the award winning Empire Oaks Elementary School. This home boasts a fabulous floor plan with a large Living Room/ Dining Area and a combined Kitchen/Family Room with a fireplace and surround sound. The Master Bedroom Suite has double sinks, a walk-in closet, soaking tub and separate shower. Relax in the private backyard with a trellis covered patio. Hurry - won't last!!

Folsom Cordova School District Information

Property Tax Info

Find Similar Homes For Sale in Folsom

105 Sprig Court, Roseville, CA 95678

Beautiful Roseville Home For Sale!

105 Sprig Court, Roseville, CA, is located on a quite cul-de-sac in the sought-after Diamond Oaks neighborhood! This lovely two-story home has 4 bedroom and 3 full baths. Follow the slate covered walkway leading through beautifully landscaped yard to the covered front entry porch. The formal Living Room, great Family Room and open floor plan layout are perfect for entertaining or just spending time with the family. The large Kitchen has granite counters, a center island & views toward the beautiful, private back yard with lush landscaping! The ground floor bedroom and full bath are prefect for an office or in-laws. There is an attached 2-car garage and room for an RV. Upstairs you will find the Master Bedroom Suite, two additional Bedrooms and a shared just off the central Bonus Room. There is even an upstairs Laundry Room. This home has it all!

Roseville School District Boundaries

Property Tax Info (APN 015-500-006-000)

More Options for Faster Entry into the Market, Lower Payments and Better Loans

Local lender with Award winning service gives buyers even easier guidelines and help home buyers buy sooner!

Today, we're visiting the beaver dam near Iron Point and want to discuss a new partnership we've established with Golden 1 Credit Union.

Golden 1 is California's oldest and largest non-profit credit union. It's the credit union of all the state employees, and now, they're getting into mortgages in a big way. They have lower closing costs because they are a non-profit, and there are certain things they don't have to charge for because of their status, which means they don't have to pass the cost down to you.

Golden 1 is member-owned and is a portfolio lender, which means they are using their own money. They don't sell their loans!

They offer the best customer service in the country and are able to do things that many other lenders are unable to do. For one, the guidelines after a short sale or foreclosure aren't as tough as they are with conventional lenders.

They offer a 3% down loan program that, unlike FHA, allows you to refinance out of the loan if you need to. They also charge lower premiums, which means you'll either save monthly or be able to buy a bigger house and make the same monthly payments. So, there's a lot to be excited about as Golden 1 enters the lending world!

If you have any questions about Golden 1, or if you need real estate assistance of any kind, give me a call or shoot me a quick email. I would love to hear from you!

What's the Secret to Buying and Selling Successfully in Sacramento?

As you probably know, the best time to buy or sell a home is the springtime! The great weather brings buyers out in droves, which usually results in more offers on your home. Obviously, the more offers you receive on your home, the better chance you have of selling for top dollar!

The average days on market for the typical agent in Sacramento is 44 days. For my team, the average time on market is only 17 days! If you want to sell your home fast and for top dollar, there is no better time to do so!

If you plan on buying, there are some great Alternative Financing (Alt-A) options you should know about. If you are self-employed, Alt-A bank statement programs will allow you to use 12-24 months of bank statements, rather than tax returns, to get approved for financing. This helps people whose books aren't balanced in a traditional way.

If you want to buy or sell successfully in our market, you need to identify your needs and your goals. In order to achieve success in our current marketplace, you need to work with an expert. Give me a call or shoot me an email if you need real estate assistance of any kind. Or, if you need financing assistance, you can reach our friend and preferred lender, Evangeline Scott of Partners Mortgage, at (916) 496-0160.

6829 Mount Vernon Way, Fair Oaks, CA 95628

Beautiful Two-Story Home with Pool in Fair Oaks

6829 Mount Vernon Way, Fair Oaks, CA 95628

4 Bedroom Fair Oaks Home For Sale - Great opportunity for investor or first time home buyer! Spacious 4 bedroom / 2.5 bath Home for sale in fair Oaks on corner lot & 2-car garage. Flexible Living / Dining Room with fireplace & hardwood floors. Kitchen/ Family Room combo with dining bar. Master Bedroom Suite with separate Sitting Area/Den. Large, private rear yard with covered patio, pool & lots of room to play. HURRY - THIS WON'T LAST! Short Sale - priced to sell. Forth Hoyt -The Hoyt Group, Keller Williams

7560 Highway 193, Georgetown, CA 95634

Beautiful horse property has it all! Single story 3 BD, 2 BA home in idyllic country setting on 7.78 acres in Georgetown. Kitchen with stone counters, stainless steel appliances & island. French doors leading from Living Room to large raised deck with trellis overlooking pastures. Amazing horse barn, auto waterers in every stall & Pyranha auto fly system, tack room w/hot H2O, wash rack & arena. Fenced/cross fenced. Completely updated in 2006. Close to Mar Det and Dru Barner trails!

View Similar Horse Properties Here

3522 Bergamo Drive, El Dorado Hills, CA 95762

Custom Home Builders Private Residence For Sale! Hurry! Don't miss this one!

As soon as you pull up to 3522 Bergamo Drive, El Dorado Hills, you will sense the pride. It's impossible to miss... As you walk through the courtyard, past the fountain and through the massive front doorway, you will notice bright, openness and a cheery warmth. And in the Foyer, the gracefully curved stairs with incredible woodwork, and beautiful stone flooring will give a sense of refinement that somehow also feels more and more inviting...

This striking home builder's masterpiece features astonishing, elegant details and superb craftsmanship. Built on a premium lot, 3522 Bergamo Drive boasts some of the most spectacular views in El Dorado Hills. The custom builder constructed this dream residence with the highest quality materials and a meticulous attention to detail on one of the best locations in The Promontory with views of Folsom Lake! crossing through the Foyer, where gracefully curved stairs and beautiful stone flooring lead to the classic formal Living & Dining Rooms. Spacious Family Room and impressive gourmet Kitchen with island, stone counters, top-of-the-line appliances, and endless amenities. Soaring high 10’ ceilings with timeless crown molding and custom knotty Alder cabinets. There are walk-in closets in each large bedroom. Covered, rear patio/outdoor dining area with ceiling fans, surround sound inside and out, and balcony accessible from elegant Master Bedroom Suite. Entertain outdoors in your own private, park-like setting with sweeping Folsom Lake Views. Relax under heritage oaks in setting areas or on the huge patio with custom stamped concrete. As you sit and listen to the babbling brook and waterfall, you will find yourself in an idyllic, landscaped paradise!

See Similar homes with Folsom Lake Views!

The Promontory HOA

Rescue Union School District

Come Meet the Easter Bunny!

Why Is Now the Best Possible Time to Buy in Sacramento?

Want to sell your Sacramento Home? Get a FREE home value report.

Want to buy a Sacramento Home? Search all homes for sale.

Today, Evangeline Scott of Partners Mortgage joins us to discuss the current state of the market in Sacramento.

Is there a way to utilize free money to purchase a home? What many people don't realize is that it's possible for you to purchase a home and have a similar payment to what you're paying in rent, while having little to no out-of-pocket expenses. There are grant programs available, which you don't have to pay back or be a first-time home buyer to obtain!

It's not often that you can buy a home with no down payment, even if you're not a first-time homeowner! It also isn't location dependent - which means you don't have to live in an undesirable part of town in order to take advantage of the program! So, if you want to stop throwing your rent money into a bottomless pit and start building equity as a homeowner, give Evangeline a call at (916) 496-0160. She would love to set you up with this amazing program!

As always, if you have any real estate questions, or need our assistance buying or selling a home, give us a call or shoot us an email at any time. We would love to hear from you!

How Do New Loan Products Affect You?

Looking forward, what can you expect from Sacramento real estate in 2015? Today, we'll share our predictions.

There are a few interesting things happening right now. FHA has reduced their monthly mortgage premium from 1.35% to .85%. This small change will result in substantial monthly savings for many homeowners. Additionally, the amount of home buyers are eligible for will also increase because of this change. For example, the drop in the monthly mortgage premium allowed one of our clients to be eligible for a $200,000 home, instead of a $170,000 home! That $30,000 could get you an extra bedroom, bathroom, or that personal office you've always wanted!

There's more big news as far as affordability is concerned. Fannie Mae and Freddie Mac have brought back the 3% down conventional loan! There are still many 100% financing options available in our area as well, but this new product is still a wonderful option. If you have credit problems, or have had a short sale or foreclosure, we can help find you the loan package that's right for you.

If you have any questions about conditions in our market, or would like real estate assistance of any kind, don't hesitate to give us a call or shoot us a quick email. We're always available to help answer your questions! If you would like lending advice, you can reach our trusted partner, Evangeline Scott with Partners Mortgage, at (916) 496-0160.

Thanks, and have a wonderful day!

What Can You Expect When You Work with the Hoyt Group?

There are many great Folsom and Sacramento area homes for sale.Click here to perform a full home search, or if you're thinking of selling your home, click here for a FREE Home Price Evaluation so you know what buyers will pay for your home in today's market. You may also call me at (916) 248-7777 for a FREE home buying or selling consultation to answer any of your real estate questions. We're so grateful for all the wonderful people we have the privilege to work with. Without your support, we wouldn't be able to help so many people achieve their dreams of home ownership. Today, we wanted to share a few stories of those we've helped in the past!

"[The Hoyt Group] was great! The agent had two wonderful assistants, Cindy and Ann. That team was just amazing! She would call me after hours, on the weekend, and even came to my house one time, which was way beyond the call of duty!"

"We had some medical issues and they helped us make arrangements to move things out of our home. They went out of their way to really help me out when my husband was sick!"

"I dealt with Hoyt in the past, when I moved before, and he was very dedicated. He was concerned about my well-being and stayed on top of things for me. He kept me informed and helped me find what I wanted. It was a low pressure experience, he let me take my time!"

"[The Hoyt Group] is really professional, really knowledgeable. They know exactly what to do, how to do it and get it done!"

"In all the moves we've had, I have never had such efficiency, so many phone calls to keep us in the loop. They gave us estimates for the date of closing - it was really good! Cindy was absolutely on the mark all the time! She would call and ask how we were doing, which no other agent has ever done!"

For a stress-free and successful real estate experience, give us a call at (916) 248-7777 or email us at Forth@TheHoytGroup.com. We would love to help you achieve similar success!

4007 Simi Valley Way, Antelope, CA 95843

Beautiful Home in Antelope

Click here to see the Virtual Tour

4007 Simi Valley Way in Antelope SOLD FOR OVER ASKING! Beautifully well maintained 2-story 4 bedroom / 3 bath home with 3-car garage in family friendly neighborhood! Large Master Bedroom Suite includes fireplace, remodeled bath with corner tub & separate shower. Full Bedroom/Bath downstairs, interior Laundry Room. Relax in the professionally landscaped back yard with pergola & spa! NO HOA or MELLO ROOS.

Center Joint Unified School District

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