What Are We Grateful for This Holiday Season?



There are many great Folsom and Sacramento area homes for sale. Click here to perform a full home search, or if you're thinking of selling your home, click here for a FREE Home Price Evaluation so you know what buyers will pay for your home in today's market. You may also call me at (916) 248-7777 for a FREE home buying or selling consultation to answer any of your real estate questions.

Merry Christmas and Happy Holidays everyone!

We're very grateful for all of the support you've given us over the years! We're honored that you have trusted us with your real estate needs and we hope to help you again in the future!

We want to wish you the best this holiday season and we hope your time with your friends and family is joyous. 

Until next year, Happy Holidays and Happy New Year!

GARDEN VALLEY HORSE PROPERTY! 5200 Andy Wolf Rd Garden Valley, CA 95633




AMAZING, ONE OF A KIND EL DORADO COUNTY HORSE PROPERTY in GARDEN VALLEY!

Looking for truly remarkable Garden Valley Horse Property?  

Welcome to 5200 Andy Wolf Rd.  This is your place to raise horses, a family and build a Lifetime of Memories...

With just one glance, you will realize that 5200 Andy Wolf Rd Garden Valley, CA 95633 is a once in a lifetime opportunity! If your love is horses, your business is breeding and/or training horses, or have a dream of being in the horse business in El Dorado County at any level, this is definitely a horse property to see! What a dream come true, to own this amazing horse property and entire valley in El Dorado County! The beautiful 40+ acres of irrigated pasture, lake, scenic views, Pamper yourself and your horses with this amazing 55 acre ranch, set up for all disciplines. Everything you need is here!! This remarkable ranch property in the heart of El Dorado County, has been home to professional horse breeders and trainers for years. 

Multiple outbuildings include: 21 stall barn with indoor arena, office, living quarters, tack room, vet room.  Outdoor arena (dressage style), driven dressage court, 26 mare motel stalls with runs,  3 stall foal-wing barn adjacent to single story house which includes office and apartment. Just a few minutes drive distance to trail heads from the Sierras to Tahoe including Western States Trail System and... Stunning views over the beautiful valley with private lake at 2000ft elevation above the fog, below the snow. Property is dotted with huge 100-year old oak trees, pastures fenced/X-fenced, and irrigation equipment. Come see 5200 Andy Wolf Rd - this is not just an amazing horse property, it's an amazing valley of your own!

How we helped Koushik sell his home by being transparent throughout the whole process



We had been working with an agent prior to using Forth and they were not doing their job. After one year I decided to stop that process and I got in touch with Forth. He did a very good job for us! I had a bitter experience with the previous agent so I wasn’t sure if Forth couldn’t handle it, but he was able to do everything very nicely. He was very transparent during the process and he found us a buyer within a week!

How we helped Renee sell her home by helping her through the sale



We had some medical issues, my husband was sick, and they helped us make a lot of arrangements through that time. They made arrangements to move things out of our home and they really went out of their way. They were just fabulous!

How we helped Marzieh sell her home by going above the call of duty



I have to give kudos to Cindy. She really went above and beyond the call of duty to get this short sale done. She had amazing communication and she really was the glue that brought all of this together.  There isn’t one thing she didn’t do right and she’s definitely a golden lady.

How we helped Laurie with her real estate needs by always keeping her informed



They were wonderful! That team was just amazing. She would call me after hours, on weekends, and even came up to our house a couple times which was way beyond her call of duty. She did a lot of us and really went above and beyond, which we really impressed with. 

How we helped Ken sell his home by answering his questions



Originally I had tried to sell the house myself and I didn’t have the time or the team behind me so I lined up Forth Hoyt. He had two gals working behind the scenes, Cindy and Anny and they were all really great. Any questions I had they got them handled, which I really appreciated.

Ranch Style Home: 1060 Watt Ave Sacramento, CA 95864


Beautiful Ranch Style Home located at 1060 Watt Ave Sacramento, CA 95864 This charming ranch style home in Arden Park Vista is awaiting your personal touches! It is a 3 bedroom, 1 bath with beautiful hardwood flooring, and newly painted inside & out. It has a Brick fireplace, inside laundry, covered front & back porches. Relax in the large private backyard with plenty of gardening space or room for a pool. 2 car attached garage. Near shopping and public transportation. Section 1 & 2 Pest Clearance. This home is close to the Arden Mall and several colleges such as Sacacramento State!

FREE Credit Repair Workshop



 There are many great Folsom and Sacramento area homes for sale. Click here to perform a full home search, or if you're thinking of selling your home, click here for a FREE Home Price Evaluation so you know what buyers will pay for your home in today's market. You may also call me at (916) 248-7777 for a FREE home buying or selling consultation to answer any of your real estate questions.

The Many Services of PerfectMyCredit.com

Today we are here to talk about perfectmycredit.com. They are a great site that offers credit counseling and other services that will help you get the best credit score possible. 

They are having an event coming up on Wednesday, November 12 at 6:30pm. The event will be held at the Sacramento Association of Realtors.

There are a lot of credit repair services out there, but perfectmycredit.com is different. There is nothing that a credit repair company can do for you that you can't do yourself. perfectmycredit.com knows this, and knows all you need is a step by step process, and the automated tools for you to follow along and do it yourself. 

If you come to their workshop, you will see that we are paying for a system that is very automated and very helpful. They offer all the information you need to sift through all of that credit report data. 

You may not be aware of this, but 4 out of every 5 credit reports contain an error. perfectmycredit.com can go through the report, tell you if it contains an error, and how to fix it. If something is amiss in your credit report, it could affect you greatly when trying to buy a home. 

So come and check out this free seminar on Wednesday, November 12 and we can show you how to improve your credit. If you want to buy in 2015, now is the perfect time to get your finances in order. 

Thanks for coming by, if you have any questions at all about the seminar or anything else, we would be glad to answer them. 

Investment Property: 3410 38th Sacramento, CA 95817

Attention investors!! Quaint Queen Anne cottage with 2(3) bedrooms & 1/5 baths. Combo LR/DR w high ceilings and lots of light. Orig hardwood floors and lots of built-ins. Updated throughout in 2003. Large fenced-in yard with lots of potential. Two car tandem garage. Conveniently located to downtown, public transportation, and schools.

Sacramento Real Estate Market Update for Fall 2014



There are many great Folsom and Sacramento area homes for sale. Click here to perform a full home search, or if you're thinking of selling your home, click here for a FREE Home Price Evaluation so you know what buyers will pay for your home in today's market. You may also call me at (916) 248-7777 for a FREE home buying or selling consultation to answer any of your real estate questions.

Sacramento Real Estate Market Update for Fall 2014

Thanks for joining us again. We are here today with Evangeline Scott, of Partners Mortgage to give you the latest market update for the Sacramento Metro area. This is the time of year that we are always looking forward to what next year will bring. However, this year we are seeing some surprising trends take hold, in both the lending and real estate worlds, that we are excited to share with you. 

One of the biggest surprises right now in the financial world is interest rates on mortgages. Most people thought, based on where we were last year, that interest rates would be higher than they are right now. We are still seeing historic lows for interest rates, near 4%. We are even seeing rates in the high 3%'s for 30-yr fixed mortgages. We are seeing a shift in the market and are recommending that people, instead of checking out now, take advantage of these interest rates while there is still activity in the market. 

Another important happening in the mortgage market is the fact that Fannie Mae recently adjusted the amount of time a person has to wait to purchase a new home after a short sale. It used to be 2 years, but now the minimum is 4 years. 

As far as real estate goes, typically at this time of year we see less buyers and less sellers out there. This year, however, we are seeing a ton of sellers in our market. There are fewer buyers as well, so with less competition and increased inventory, buyers can get great deals right now.  Everywhere you look, there are more homes being put on the market. It's an awesome time to be buying.

1381 Muleshoe Pass, Placerville, CA 95667

Gorgeous CUSTOM home on 10 acres near prestigious Pleasant Valley Wineries! 4BD/3.5BA on 3 levels w wrap around decks, 360 views. Expansive LR, wet bar, Lopi wood stove, beautiful KIT/Dining combo w granite counters & large Master Bdrm suite. Loft & bdrm. 4 car garage w Workshop, bonus space & mother-in-law suite is 2586 sf (not incl in total sq footage). Seasonal stream & pond, fenced garden w planter

5743 Columbine Way Pollock Pines, California, United States 95726

  

Beautiful single-story 3BD/2BA home nestled among the pines. Completely remodeled w crown moulding, recessed lighting, ceiling fans, & Pergo floors throughout! Large updated kitchen with granite counters, beautiful cabinets, hood & appliances. Master bath has granite double sinks and jetted spa tub! Covered front & back decks, fenced yard, outbuilding for tools, and RV access. Built-in 10kw automatic stand-by generator! Close to lake, pools, tennis courts & community center.

Beautiful 2 Story Home - 4607 Tracy Ln Garden Valley, CA 95633

3 beds, 2.5 baths, 2,626 sqft For Sale $440,000 Beautiful horse property near Dru Barner trailhead - just around the corner from equine trails and horse camping. This 2-story 3BD/ 2BA home is nestled on 5 picturesque acres with pines, giant oaks and a seasonal pond. Gated entry, fenced front and back yards. Hardwood floors and exposed beams in LR. Built-in buffet & French doors in the DR leading to the deck overlooking the pool, pond & trees. Entertainer's kitchen with cooking island. Master bedroom suite on ground floor w/ fireplace and bay window. Unfinished bonus area over garage. Incl 1 acre contiguous parcel w/ horse/hay stalls.

Good News Delivered to our Sellers



There are many great Folsom and Sacramento area homes for sale. Click here to perform a full home search, or if you're thinking of selling your home, click here for a FREE Home Price Evaluation so you know what buyers will pay for your home in today's market. You may also call me at (916) 248-7777 for a FREE home buying or selling consultation to answer any of your real estate questions.


Good News Delivered to our Sellers

 Today, we are heading over to one of our client's houses to give them some good news. Brian and Renee are 2 great clients of ours that have only had their home on the market for 5 days. We want to be there in person to deliver the great news that buyers have been approved and they now have nothing to worry about for their home. They are relocating to South Carolina and wanted to get their home sold fast. We were able to get them multiple offers and had the home sold for $567,000 within 5 days.

We are so grateful that Brian and Renee chose us to sell their home and we were are very happy that they are another pair of satisfied customers. Just being able to see the relief on their faces when we told them that the sale was final was a great reward. All the hard work is paying off, for them and for us. 

If you have any questions about how we sold this home so quickly and for so much money, or if you have any questions about real estate in general, we'd be happy to talk. Just give us a call or send us an email today!

Single Story Home for Sale - 125 Gunnison Avenue Sacramento, California, United States 95838

Price $190,000 Bedrooms: 3 Bathrooms: 2 Full Square Footage (+/-): 1,336 Lot Size: 0.16 Type: 1 House on Lot Year Built: 1978 MLS: 14055882 Elementary School District High School District Elementary School Middle School High School Lovely single story 3 bedrooms, 2 bath home with attached 2 car garage! Home features crown moulding, updated kitchen w stainless steel appliances. Spacious front and back yards include RV parking, raised planter beds & storage shed. Located in a great neighborhood minutes away from freeway and shopping. Sec 1 clear.

Single Story with a Big Lot - 3330 Harmony Lane Sacramento, California, United States 95821

$240,000

2 beds
1 baths
1,734 sqft
1/2 acre 
built 1950
18 days on site


Lovely single story 2 BD, 1 BA home on a huge lot. Well maintained with a spacious floor plan, newly installed recessed lighting, fireplace insert in LR, and recently updated bathroom. Don't forget to check out the beautiful kitchen with O'Keefer & Merritt range! Big yard w/ fruit trees. Patio is shaded by a gorgeous 200yr old oak tree. Detached 2 1/2 car garage has a workshop and finished upper storage area! Located in a great neighborhood minutes away from freeways and Downtown.

Keeping up on the Latest Changes in the Mortgage World



There are many great Folsom and Sacramento area homes for sale. Click here to perform a full home search, or if you're thinking of selling your home, click here for a FREE Home Price Evaluation so you know what buyers will pay for your home in today's market. You may also call me at (916) 248-7777 for a FREE home buying or selling consultation to answer any of your real estate questions. 

Keeping up on the Latest Changes in the Mortgage World

 Today we have a special guest with us to discuss the latest changes happening in the mortgage market. We are here with Evangeline Scott from Partners Mortgage and we want to talk to you about change coming soon.

After you have gone through a short sale or foreclosure, you have to wait 2 years before you can qualify for a conventional loan, provided you put 20% down. This standard is now changing, to 4 years. This will cause a lot of problems for people, especially those who have been waiting to hit that 2 year mark so they can purchase a new home. If you have been waiting to purchase a new home after a short sale or foreclosure.

FHA financing is a little different. If you meet certain requirements, you can qualify immediately to purchase a new home after a short sale or foreclosure. If you qualify for the "Back To Work" program, you can qualify after only a year.

People now have a feel for what's happening in the industry and interest rates have been stable, so we are seeing quite an influx of buyers.

The way this market is playing out, the fact that there is no news is good news. Houses in great condition that are priced correctly are selling fast. Those that aren't are not selling. The market is becoming much more compact now and there are less homes to choose from. A lot of people seem to be listing their homes just to test out the market, but we would invite you to give us a call before you decide to do so and we can help you determine when is the right time for you to put your home for sale so you can take advantage of the market.

If you have any questions, please feel free to give us a call or send us an email. We would be glad to help you out or point you in the direction of somebody who can.

New Listing: 102 Deeley Ct. Folsom, CA 95630

Listed Price: $459,000

Property Type1 House on Lot, Detached
Stories2, Upper-Level
CommunityFolsom & Vicinity
MLS#14049592
StyleContemporary
ViewNortheast Facing
CountySacramento

Beautiful home on tree-lined cul-de-sac in prestigious Briggs Ranch! Walking distance to shopping, park, elem school, lake, & endless recreation. 3-car drive-thru garage & new 50yr dimen comp roof. Grand Entry with cascading staircase. Great Room concept, fireplace in Family Room/Kitchen combo & separate formal LR/DR. 2nd flr features vaulted ceilings & updated bathrooms. Relax in private shaded back yard w/ covered patio surrounded by beautiful landscaping! 2 huge side yards, boat stor area & dog kennel



Making Connections Between the Real Estate Market and Nature



There are many great Folsom and Sacramento area homes for sale. Click here to perform a full home search, or if you're thinking of selling your home, click here for a FREE Home Price Evaluation so you know what buyers will pay for your home in today's market. You may also call me at (916) 248-7777 for a FREE home buying or selling consultation to answer any of your real estate questions.

Making Connections Between the Real Estate Market and Nature

Recently, we took some time to reflect and draw some parallels between everyday life and the Sacramento real estate market. When you are out in nature, it may seem quiet to an ordinary observer, but if you listen closely, it is anything but. There is water flowing, birds chirping and fish jumping. These sounds fill our ears with nature. 

The setting of this video is the perfect metaphor for the difference between what you may thing our real estate market is vs. what is actually happening and all the little details that make up our market. By looking at this scene, you may think we are out in the country, in the middle of nowhere. The truth is, we aren't. We are right in the middle of town, only a few hundred feet from the first of thousands of houses. 


What you hear, in both the local and national media, about our real estate market is a lot of big picture stuff. If you took the big picture of where we are now and zoomed out, you would see we are in the middle of the city. But if you realize that real estate is hyper-local, and every neighborhood is different, your scope will be narrowed, and you will really see what is going on. Our real estate market can be much different from what it seems at a distance, and the only way you can get an accurate picture is by getting close and observing the market from right here.

To see the current real estate statistics, check out these Photos:

(Click to Enlarge)








Forth has extensive knowledge about many aspects of real estate, not just buying and selling



I had known about the Hoyt Group because I had worked with Forth on some foreclosures previously. When it was time to sell the house, I absolutely used them. He is probably the most knowledgeable person in Sacramento that I know. I’ve worked with other Realtors before and they were definitely not as qualified as he was. He has extensive knowledge about many aspects of real estate, not just buying and selling. To my understanding, he’s even taken classes in other areas to expand on what he already knows. I actually ended up receiving less because I didn’t follow his advice. He told me that the market was going down and I didn’t believe him. Then it dropped and I knew that I should have taken his advice, I definitely regretted that. He met all my expectations and they were very high. Hire him and take his advice, you won’t regret it. 

They exceeded my expectations throughout the whole process!



I found out about the Hoyt Group because I played poker with one of the Realtor’s husbands. I decided to do a short sale and I am so glad I decided to work with them. They did an excellent job! Usually with Realtors it is all business but the Hoyt Group actually acted like they actually cared.  They helped me out a lot and I couldn’t have done it without them. They exceeded my expectations throughout the whole process. My ex-wife was in breach of contract and they were able to handle it very well. They’re trustworthy and they were just exceptional! They were on top of everything and if I ever had a problem, all I had to do was talk to them and they’d take care of it.

How we helped Kerry by coaching and educating her through the selling and buying process



The Hoyt Group puts a lot of time and energy into their customers. They have my loyalty for life because of all the great services they provided me. It will be an efficient and effective experience when you work with the Hoyt Group.

How we helped Pat sell and buy a home by keeping her up to date and giving her relevant information in a timely manner



The Hoyt Group did an amazing job. They were professional and handled everything to the end. They’re very informative and gave all kinds of tips throughout the process. You’re getting the best Realtor around when you work with the Hoyt Group.

4481 Meadowbrook Rd. Garden Valley, CA 95633

4481 Meadowbrook Rd. Garden Valley, CA 95633
 
Property Type1 House on Lot, Detached, Custom, Ranchette/Country
Stories2, Upper-Level
CommunityGeorgetown, Garden Valley
MLS#14046865
StyleColonial, Cottage/Bungalow
ViewSouthwest Facing
CountyEl Dorado

This is a Beautiful Garden Valley CA horse property that has it all! 4481 Meadowbrook Rd is a 2-story 3 BD, 2 BA home with decks on 3 sides. Built-in pool on 3 gorgeous acres. Updated kitchen with new stone counters, stainless steel appliances and exposed beam ceiling. Ride out (no trailering) to Mar Det and Dru Barner trails!t This Georgetown and Garden Valley area Horse property is completely fenced/cross fenced with Water Everywhere! Entire property on City Water less than $60/ Mo. That's right! irrigate, supply the house, barn and pool and the shop for $60.00 per month!! This is definitely a horse place! This horse property in Garden Valley is absolutely one of a kind!  Includes an Amazing BARNMASTER horse barn, tack room w/hot water .Beautiful, watered, lighted, well planned arena with decomposed granite base and sand on top.   PLUS there is a 4-car mechanic's workshop with 2 car lifts! this Horse property is also a licensed Auto Shop! 

All of this is neatly and well situated on 3 open, gently rolling, tree studded and nearly ALL IRRIGATED acres! Hurry!! you need to move on this one! It won't last! You couldn't reproduce 4481 Meadowbrook Rd. Garden Valley, CA 95633 for twice this price! 

Another Forth Hoyt, El Dorado County Horse Property and Rural Property Listing.

New Listing: 11761 Bagota Way Rancho Cordova, California, United States 95742

Listing Price: $250,000


Facts
  • Lot: 4,726 sqft
  • Single Family
  • Built in 2006
  • 64 days on Zillow
  • HOA Fee: $115
  • Cooling: Central
  • Heating: Forced air
  • Last sold: May 2006 for $348,000
  • Price/sqft: $166
  • MLS #: 14044734
Features
  • Attic
  • Barbecue
  • Ceiling Fan
  • Fireplace
  • Flooring: Hardwood
  • Hot Tub/Spa
  • Parking: Garage - Attached, On street, 2 spaces, 435 sqft
  • Security System







Beautiful home with open floor plan in desirable Anatolia neighborhood! Ready to move in!! Close to schools, park, and shopping. Also near Fabulous HOA clubhouse with a pool and work out facility.New flooring, covered patio. fruit trees... This one won't last, priced to sell!!


New Listing: 157 Costello Court Folsom, CA 95630

List Price: $567,000


Property Type1 House on Lot, Detached
Stories2
CountySacramento
StyleContemporary
CommunityFolsom & Vicinity
MLS#14043277


Beautifully maintained Broadstone home on peaceful cul-de-sac. Gorgeous decor w/ Italian tile thru-out the 1st floor, enormous gourmet kitchen with stainless steel appliances, loads of cabinet & counter space w/ a center island & large breakfast nook. Enjoy the master suite sitting room with a fireplace. Your buyers will love the glass enclosed sunroom! Resort-like private rear yard with custom heated pool (solar panels) with baja beach, mature trees & yards of lush lawn. Close to everything!!

New Listing: 7016 Woodmore Oaks Dr. Orangevale, CA 95662

Listing Price $232,000


Property Type1 House on Lot, Detached
Stories1
CommunityOrangevale
MLS#14039678
StyleRanch
ViewSouthwest Facing
CountySacramento


Fabulous 4 Bedroom /2 Bath single level Orangevale home. Enjoy the beautiful, quiet neighborhood and newly updated/remodeled interiors. Large, private backyard for summer bbq or relaxing. Close to shopping and restaurants. Turn key house is ready for you to move in and enjoy!



New Listing: 222 Danielle Way Folsom, CA 95630

Listing Price: $57,500


Property TypeDouble Wide, Mobile Home
CountySacramento
CommunityFolsom & Vicinity
MLS#14037958


Lovely mobile in one of Folsom's most prestigious senior parks. Home is a 2 bedroom, 2 bath, double wide unit with a carport & french doors leading to a covered deck off of family area. Recently remodeled w/ perm foundation, updated kitchen and bathrooms w/ tile, granite, upgraded electrical, new appliances, new doors, new carpets, and finishes throughout. The yard has 2 storage sheds and many mature shrubs. The clubhouse has a pool, music, game, and weight rooms, and lounge. RV storage avail.




Sacramento Real Estate Market Update Summer 2014



There are many great Folsom and Sacramento area homes for sale. Click here to perform a full home search, or if you're thinking of selling your home, click here for a FREE Home Price Evaluation so you know what buyers will pay for your home in today's market. You may also call me at (916) 248-7777 for a FREE home buying or selling consultation to answer any of your real estate questions.

Sacramento Real Estate Market Update Summer 2014

  The Sacramento real estate market is both diverse and complex. It's hard for one person to stay on top of everything happening, so I have brought Evangeline Scott from Big Valley Mortgage to help explain some of the goings on in the Sacramento real estate market.

  •  From an interest rate perspective, the market has pretty much remained the same. Generally for homeowners, we are looking at interest rates in the low 4%'s
  • Qualified mortgage is in full effect. A qualified mortgage is a type of loan that has certain, more stable features that make it more likely for you to afford the loan. To qualify for this type of mortgage, a lender first needs to determine that you have the means to repay the mortgage before you take it out.
  • According to Evangeline, things in the market have tightened significantly. There are a lot of home buyers in Sacramento, especially first time home buyers who are looking for down payment assistance programs.  There are programs for all those who need it, not just first-time home buyers. Plans that cover your entire down payment on an FHA loan. 
  • Refinances have spiked significantly in the last few months. Appreciation values on homes have gone up  to where homeowners are comfortable refinancing on their homes.
  • These low interest rates and appreciation values won't last forever, however. If you were thinking of waiting a few years to buy your next home, that may not be such a good idea.  In the next three years, both myself and Evangeline agree that interest rates are going to increase dramatically. If you buy now, we guarantee that you won't pay as high a price or interest rate as you will if you wait 3 years. 

Making a good long term decision on your home is important, and we would love to help you. If you have any questions at all about the housing market or refinancing your home, please give myself or Evangeline a call so that we can take care of all the work for you.

New Listing: 2330 Volley Road Meadow Vista, CA 95722

Listing Price: $489,000


Property Type1 House on Lot, Detached, Custom, Ranchette/Country
Stories1
CommunityChristian Valley/Meadow Vista/Applegate
MLS#14025749
StyleRanch
ViewSouthwest Facing
CountyPlacer


Gorgeous custom ranch style home with many updates on one acre. This family friendly floor plan has been meticulously maintained! Pride of ownership shines through with many the updates and custom touches, including newer roof, brand new flooring, new paint through out and updated bath rooms. The great back patio area, salt water pool, outdoor entertaining space and workshop all make this home the perfect place to raise a family!