More Options for Faster Entry into the Market, Lower Payments and Better Loans



There are many great Folsom and Sacramento area homes for sale.Click here to perform a full home search, or if you're thinking of selling your home, click here for a FREE Home Price Evaluation so you know what buyers will pay for your home in today's market. You may also call me at (916) 248-7777 for a FREE home buying or selling consultation to answer any of your real estate questions.

Local lender with Award winning service gives buyers even easier guidelines and help home buyers buy sooner! 


Today, we're visiting the beaver dam near Iron Point and want to discuss a new partnership we've established with Golden 1 Credit Union

Golden 1 is California's oldest and largest non-profit credit union. It's the credit union of all the state employees, and now, they're getting into mortgages in a big way. They have lower closing costs because they are a non-profit, and there are certain things they don't have to charge for because of their status, which means they don't have to pass the cost down to you.

Golden 1 is member-owned and is a portfolio lender, which means they are using their own money. They don't sell their loans!

They offer the best customer service in the country and are able to do things that many other lenders are unable to do. For one, the guidelines after a short sale or foreclosure aren't as tough as they are with conventional lenders.

They offer a 3% down loan program that, unlike FHA, allows you to refinance out of the loan if you need to. They also charge lower premiums, which means you'll either save monthly or be able to buy a bigger house and make the same monthly payments. So, there's a lot to be excited about as Golden 1 enters the lending world!

If you have any questions about Golden 1, or if you need real estate assistance of any kind, give me a call or shoot me a quick email. I would love to hear from you!

What's the Secret to Buying and Selling Successfully in Sacramento?



There are many great Folsom and Sacramento area homes for sale.Click here to perform a full home search, or if you're thinking of selling your home, click here for a FREE Home Price Evaluation so you know what buyers will pay for your home in today's market. You may also call me at (916) 248-7777 for a FREE home buying or selling consultation to answer any of your real estate questions.

As you probably know, the best time to buy or sell a home is the springtime! The great weather brings buyers out in droves, which usually results in more offers on your home. Obviously, the more offers you receive on your home, the better chance you have of selling for top dollar! 

The average days on market for the typical agent in Sacramento is 44 days. For my team, the average time on market is only 17 days! If you want to sell your home fast and for top dollar, there is no better time to do so!

If you plan on buying, there are some great Alternative Financing (Alt-A) options you should know about. If you are self-employed, Alt-A bank statement programs will allow you to use 12-24 months of bank statements, rather than tax returns, to get approved for financing. This helps people whose books aren't balanced in a traditional way.

If you want to buy or sell successfully in our market, you need to identify your needs and your goals. In order to achieve success in our current marketplace, you need to work with an expert. Give me a call or shoot me an email if you need real estate assistance of any kind. Or, if you need financing assistance, you can reach our friend and preferred lender, Evangeline Scott of Partners Mortgage, at (916) 496-0160.

6829 Mount Vernon Way, Fair Oaks, CA 95628

Beautiful Two-Story Home with Pool in Fair Oaks

6829 Mount Vernon Way, Fair Oaks, CA 95628

4 Bedroom Fair Oaks Home For Sale - Great opportunity for investor or first time home buyer! Spacious 4 bedroom / 2.5 bath Home for sale in fair Oaks on corner lot & 2-car garage. Flexible Living / Dining Room with fireplace & hardwood floors. Kitchen/ Family Room combo with dining bar. Master Bedroom Suite with separate Sitting Area/Den. Large, private rear yard with covered patio, pool & lots of room to play. HURRY - THIS WON'T LAST! Short Sale - priced to sell. Forth Hoyt -The Hoyt Group, Keller Williams

7560 Highway 193, Georgetown, CA 95634


Beautiful horse property has it all! Single story 3 BD, 2 BA home in idyllic country setting on 7.78 acres in Georgetown. Kitchen with stone counters, stainless steel appliances & island. French doors leading from Living Room to large raised deck with trellis overlooking pastures. Amazing horse barn, auto waterers in every stall & Pyranha auto fly system, tack room w/hot H2O, wash rack & arena. Fenced/cross fenced. Completely updated in 2006. Close to Mar Det and Dru Barner trails!

View Similar Horse Properties Here

3522 Bergamo Drive, El Dorado Hills, CA 95762

Custom Home Builders Private Residence For Sale! Hurry! Don't miss this one!
 
As soon as you pull up to 3522 Bergamo Drive, El Dorado Hills, you will sense the pride. It's impossible to miss... As you walk through the courtyard, past the fountain and through the massive front doorway, you will notice bright, openness and a cheery warmth. And in the Foyer, the gracefully curved stairs with incredible woodwork, and beautiful stone flooring will give a sense of refinement that somehow also feels more and more inviting... 

This striking home builder's masterpiece features astonishing, elegant details and superb craftsmanship. Built on a premium lot, 3522 Bergamo Drive boasts some of the most spectacular views in El Dorado Hills. The custom builder constructed this dream residence with the highest quality materials and a meticulous attention to detail on one of the best locations in The Promontory with views of Folsom Lake! crossing through the Foyer, where gracefully curved stairs and beautiful stone flooring lead to the classic formal Living & Dining Rooms. Spacious Family Room and impressive gourmet Kitchen with island, stone counters, top-of-the-line appliances, and endless amenities. Soaring high 10’ ceilings with timeless crown molding and  custom knotty Alder cabinets. There are walk-in closets in each large bedroom. Covered, rear patio/outdoor dining area with ceiling fans, surround sound inside and out, and balcony accessible from elegant Master Bedroom Suite. Entertain outdoors in your own private, park-like setting with sweeping Folsom Lake Views. Relax under heritage oaks in setting areas or on the huge patio with custom stamped concrete. As you sit and listen to the babbling brook and waterfall, you will find yourself in an idyllic, landscaped paradise!

See Similar homes with Folsom Lake Views! 

The Promontory HOA 

Rescue Union School District