Sacramento Real Estate Video Blog with Forth Hoyt

Showing posts with label Sacramento real estate agent. Show all posts

1408 Helmsman Way, Sacramento, CA 95833

Wonderful Single Family Home Near Downtown Sacramento

SOLD IN 10 DAYS WITH MULTIPLE OFFERS OVER ASKING! 1408 Helmsman Way is a beautiful, immaculate two-story home with 2-car garage in South Natomas. Great floor plan in LR/DR flows nicely with vaulted ceilings, fireplace, & lots of light. Large eat-in Kitchen boasts plenty of cabinets, granite counters, stainless steel appliances, dining bar & access to rear yard. Master Bedroom Suite with vaulted ceiling, bay windows & double sinks in Master Bath. Low maintenance drought resistant landscaping on side and rear yards. Move-in ready - close to schools, park, shopping, restaurants & downtown Sacramento. Hurry - this one won't last!

Sellers' Top 10+ Features:
-Great location with easy freeway access
-Walking distance to Sac & American Rivers
-Open floor plan
-Skylight over living space with high vaulted ceiling
-Nice size bedrooms (all on same level)
-Good surrounding neighbors
-Backyard shaded throughout most of the day
-New front side yard landscaping
-New flooring throughout
-New granite counters in Kitchen
-New rear yard fencing
-New Roof (2 years old)
-New Heat Pump Condensing Unit (1 yr old)
-New HVAC unit installed in 2004

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Natomas Unified School District

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Shopping Near Sacramento/ South Natomas

990 Meadow Gate Rd, Meadow Vista, CA 95722

Beautiful Event Center in the Heart of Meadow Vista

Meadow Vista Gardens at 990 Meadow Gate Dr, Meadow Vista, CA 95722 is a unique & One-of-a Kind property with numerous amenities indoors & out. Lush gardens, large central gathering spaces, ample parking, ADA access. Meadow Vista Gardens event space in historic foothills of Gold Country (45 minutes from Downtown Sacramento). Originally first church of Meadow Vista, Jewel of Gold Country''. Easily accessible from I-80 & centrally situated with largest commercial frontage & corner lot (1.8 acres). Zoned C2-DC allowing live-in caretaker. Here is your canvas, paint the event of your dreams!

OFFERED AT $990,000!!

1787 Bridgecreek Dr, Sacramento, CA 95833

Beautiful Single Story Home in Sacramento

1787 Bridgecreek Drive in Sacramento is a beautiful, fully updated 1-story 3bd/2ba home in quiet neighborhood! Great floor plan flows nicely with vaulted ceilings, new hand-scraped laminate floors, & lots of light. Fully updated Kitchen/Family Room combo boasts plenty of cabinets, granite counters, stainless steel appliances, dining bar & fireplace. Master Bedroom Suite with newly updated Master Bath. Low maintenance drought resistant landscaping. Move-in ready - close to schools, park, shopping, restaurants & downtown Sacramento. Hurry - this one won't last!

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Why Is Sacramento Real Estate Changing on October 3rd?

There are many great Folsom and Sacramento area homes for sale.Click here to perform a full home search, or if you're thinking of selling your home, click here for a FREE Home Price Evaluation so you know what buyers will pay for your home in today's market. You may also call me at (916) 248-7777 for a FREE home buying or selling consultation to answer any of your real estate questions.

Today I have Evangeline Scott with me, my local mortgage lending expert here in Sacramento. She's going to be explaining some important changes that the real estate market will be experiencing this year.

On October 3rd, changes coming to the TILA-RESPA Integrated Disclosure (TRID) will affect everyone involved in the real estate industry, from consumers to Realtors to lenders.The Consumer Financial Protection Bureau (CFPB) issued a final rule amending regulations to the Truth in Lending Act as well as the Real Estate Settlement Procedures Act.

So, what does this mean for you? The TILA-RESPA rule consolidates four disclosures for closed and credit transactions secured by real property into two different forms.

One of these forms is a loan estimate that must be delivered or placed in the mail no later than the 3rd business day after receiving the consumer's application. A closing disclosure must be provided to the consumer at least three business days prior to consummation.

These new disclosures must be provided by a creditor or mortgage banker that receives an application from a consumer for a closed end credit transaction. However, creditors will still be required to use the current Good Faith Estimate, HUD 1 and Truth in Lending forms for applications received prior to August 1, 2015. After that date, these forms will no longer be used.

Please don't hesitate to contact us at (916) 248-7777 or Forth@TheHoytGroup.com with any questions about this issue. We understand that it may seem a little confusing or overwhelming. We would be happy to clear up any misconceptions that you may have!

How to Make a Small Kitchen Feel Bigger

We recently found a good video on HGTV that we thought would be helpful to our clients who may own an older home with a smaller kitchen. Whether you're still living in the home or are planning on selling it, there are many ways to make the kitchen feel bigger without changing the home layout.

First of all, make the cabinets as long as possible. Extend them up to the ceiling. Then, take the fronts off the cabinets and replace them with glass. Making the cabinets taller gives you more storage, and the glass creates a sense of depth.

Choose a patterned tile for the backsplash. This also creates the illusion of more depth, which makes the entire kitchen feel wider.

Another thing to consider is your sink. Adding a farmhouse sink allows you to fit more in the sink without taking up any counter space.

Rolling pantries are great as well. They provide a lot more storage than flat-faced cabinetry.

If you have any questions about other small renovations that

More Options for Faster Entry into the Market, Lower Payments and Better Loans

Local lender with Award winning service gives buyers even easier guidelines and help home buyers buy sooner!

Today, we're visiting the beaver dam near Iron Point and want to discuss a new partnership we've established with Golden 1 Credit Union.

Golden 1 is California's oldest and largest non-profit credit union. It's the credit union of all the state employees, and now, they're getting into mortgages in a big way. They have lower closing costs because they are a non-profit, and there are certain things they don't have to charge for because of their status, which means they don't have to pass the cost down to you.

Golden 1 is member-owned and is a portfolio lender, which means they are using their own money. They don't sell their loans!

They offer the best customer service in the country and are able to do things that many other lenders are unable to do. For one, the guidelines after a short sale or foreclosure aren't as tough as they are with conventional lenders.

They offer a 3% down loan program that, unlike FHA, allows you to refinance out of the loan if you need to. They also charge lower premiums, which means you'll either save monthly or be able to buy a bigger house and make the same monthly payments. So, there's a lot to be excited about as Golden 1 enters the lending world!

If you have any questions about Golden 1, or if you need real estate assistance of any kind, give me a call or shoot me a quick email. I would love to hear from you!

What's the Secret to Buying and Selling Successfully in Sacramento?

As you probably know, the best time to buy or sell a home is the springtime! The great weather brings buyers out in droves, which usually results in more offers on your home. Obviously, the more offers you receive on your home, the better chance you have of selling for top dollar!

The average days on market for the typical agent in Sacramento is 44 days. For my team, the average time on market is only 17 days! If you want to sell your home fast and for top dollar, there is no better time to do so!

If you plan on buying, there are some great Alternative Financing (Alt-A) options you should know about. If you are self-employed, Alt-A bank statement programs will allow you to use 12-24 months of bank statements, rather than tax returns, to get approved for financing. This helps people whose books aren't balanced in a traditional way.

If you want to buy or sell successfully in our market, you need to identify your needs and your goals. In order to achieve success in our current marketplace, you need to work with an expert. Give me a call or shoot me an email if you need real estate assistance of any kind. Or, if you need financing assistance, you can reach our friend and preferred lender, Evangeline Scott of Partners Mortgage, at (916) 496-0160.

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