Sacramento Real Estate Video Blog with Forth Hoyt

How Do New Loan Products Affect You?

Looking forward, what can you expect from Sacramento real estate in 2015? Today, we'll share our predictions.

There are a few interesting things happening right now. FHA has reduced their monthly mortgage premium from 1.35% to .85%. This small change will result in substantial monthly savings for many homeowners. Additionally, the amount of home buyers are eligible for will also increase because of this change. For example, the drop in the monthly mortgage premium allowed one of our clients to be eligible for a $200,000 home, instead of a $170,000 home! That $30,000 could get you an extra bedroom, bathroom, or that personal office you've always wanted!

There's more big news as far as affordability is concerned. Fannie Mae and Freddie Mac have brought back the 3% down conventional loan! There are still many 100% financing options available in our area as well, but this new product is still a wonderful option. If you have credit problems, or have had a short sale or foreclosure, we can help find you the loan package that's right for you.

If you have any questions about conditions in our market, or would like real estate assistance of any kind, don't hesitate to give us a call or shoot us a quick email. We're always available to help answer your questions! If you would like lending advice, you can reach our trusted partner, Evangeline Scott with Partners Mortgage, at (916) 496-0160.

Thanks, and have a wonderful day!

What Can You Expect When You Work with the Hoyt Group?

There are many great Folsom and Sacramento area homes for sale.Click here to perform a full home search, or if you're thinking of selling your home, click here for a FREE Home Price Evaluation so you know what buyers will pay for your home in today's market. You may also call me at (916) 248-7777 for a FREE home buying or selling consultation to answer any of your real estate questions. We're so grateful for all the wonderful people we have the privilege to work with. Without your support, we wouldn't be able to help so many people achieve their dreams of home ownership. Today, we wanted to share a few stories of those we've helped in the past!

"[The Hoyt Group] was great! The agent had two wonderful assistants, Cindy and Ann. That team was just amazing! She would call me after hours, on the weekend, and even came to my house one time, which was way beyond the call of duty!"

"We had some medical issues and they helped us make arrangements to move things out of our home. They went out of their way to really help me out when my husband was sick!"

"I dealt with Hoyt in the past, when I moved before, and he was very dedicated. He was concerned about my well-being and stayed on top of things for me. He kept me informed and helped me find what I wanted. It was a low pressure experience, he let me take my time!"

"[The Hoyt Group] is really professional, really knowledgeable. They know exactly what to do, how to do it and get it done!"

"In all the moves we've had, I have never had such efficiency, so many phone calls to keep us in the loop. They gave us estimates for the date of closing - it was really good! Cindy was absolutely on the mark all the time! She would call and ask how we were doing, which no other agent has ever done!"

For a stress-free and successful real estate experience, give us a call at (916) 248-7777 or email us at Forth@TheHoytGroup.com. We would love to help you achieve similar success!

4007 Simi Valley Way, Antelope, CA 95843

Beautiful Home in Antelope

Click here to see the Virtual Tour

4007 Simi Valley Way in Antelope SOLD FOR OVER ASKING! Beautifully well maintained 2-story 4 bedroom / 3 bath home with 3-car garage in family friendly neighborhood! Large Master Bedroom Suite includes fireplace, remodeled bath with corner tub & separate shower. Full Bedroom/Bath downstairs, interior Laundry Room. Relax in the professionally landscaped back yard with pergola & spa! NO HOA or MELLO ROOS.

Center Joint Unified School District