The New Offers on Mortgage Loans Don't Have to Cost You More Money!

There are many great Folsom and Sacramento area homes for sale. Click here to perform a full home search, or if you're thinking of selling your home, click here for a FREE Home Price Evaluation so you know what buyers will pay for your home in today's market. You may also call me at (916) 248-7777 for a FREE home buying or selling consultation to answer any of your real estate questions.

I'm with Evangeline Scott today to talk about mortgage loans, and Evangeline will be talking today about her Bridge Loan offer.

The Bridge Loan Program
  • A phenomenal option if you have a home to sell and want to use your equity to buy another. It's a bridge between your current home and the next one, hence the name.
  • This makes it unnecessary to move twice or risk paying two mortgages at one time. It's a convenient and affordable loan because there are no payments for 6 months. Contact Evangeline for more details.
Mortgage Rates
  • Mortgage rates will undoubtedly be trending upward, and loans will also become harder to get.
  • Loans will be harder to get because they will be more picky up front. Debt to income ratio limits will be tightened.
  • Both the rise in rates and loans that are harder to get will result in less buyers.
  • Because of the trickle-up effect, home prices will come down as buyers struggle to afford homes. For example, a $375,000 dollar property will likely be cut down to $340K or $350K property.
To combat these changes, Evangeline offers a conventional mortgage with 5% down, and the mortgage insurance has already been bought out! You won't have to pay an extra $150 a month for insurance, so your purchasing power is improved with this conventional loan.

To get a hold of Evangeline call (916) 496-0160.

If you'd like to contact me you can call (916) 316-3810 or email me at

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